Broker Check

Services

Annuities

An annuity is a savings plan that is designed to both receive and grow funds. Some annuities stop at death, whereas others can be set up to continue paying your family for an indefinite period of time. Annuities are an important part of creating lifetime income for retirees.

Inheritance/Settlement Planning

Some of the challenges people face when coming into an inheritance is that often they don't know what to do with it. It is important to make sure you understand your options so that you can make the right decision for your particular financial needs and concerns.

Insurance

Having any kind of insurance means you are practicing good risk management. One of the biggest mistakes made today regarding risk management planning is that some people don't discuss it, let alone discuss their plan with a trained professional. Using a highly trained life insurance agent can mean the difference between having your family's needs taken care of and leaving them financially insolvent. 

Retirement

Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.

Trust/Estate Planning 

Establishing a trust for your estate can be a vital part of your planning. When designed properly, a trust will protect your assets and make sure your estate is distributed the way you want it to be. A trust is one of the surest ways to make sure your heirs acquire what is left to them in a timely and hassle-free manner, as it can protect your assets from probate and you may avoid certain tax obligations.


College Planning/Peace of Mind

Never overpay for college. From planning, to paperwork, to decisions, to the unknown... we can help! We will mentor you and coach you throughout the process while providing answers, guidance and suggestions.